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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

4
Easy application, easy to use and manage. The app offers lots more and can view credit score Reviewed on: 14th January 2023

Great service

5
I have been with zopa only for a short time and upto now had great service from them would defo recommend Reviewed on: 14th January 2023

Best card

5
Easy to understand app and very helpful call staff and Internet staff to help you with any problems you may have. Reviewed on: 14th January 2023

Great Card and Support

5
Team are fantastic. Quick to help and sort any issues Reviewed on: 14th January 2023

Very good

5
Very good and quick, very helpful good credit card Reviewed on: 14th January 2023

Best credit card

5
My first credit card, excellent! Easy app to manage Reviewed on: 14th January 2023

Great card

4
Great card to help people get back on track with their credit Reviewed on: 14th January 2023

Excellent card

5
amazing card to keep and spread your costs Reviewed on: 14th January 2023

Easy,

5
Zopa make having a credit card easy and stress free. Interest is far better than the competitors. Reviewed on: 14th January 2023

Excellent online service

5
Straight forward, fast, no hard forms or questions easy to make payments, fast decisions. Love it. Reviewed on: 14th January 2023

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