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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Give me a chance?

When other credit cards wouldn’t accept me Zopa gave me a chance.thank you Zopa. Reviewed on: 14th January 2023

amazing

zopa trusted me when nobody else would great company great rates great product Reviewed on: 14th January 2023

Zopa Zogood

Having just returned from a 25 year ‘hibernation’ enforced by a dubious diagnosis of schizophrenia, Zopa has provided the opportunity to get my credit rating credentials back on track. Looking forward to 2023 and beyond. Thanks. Reviewed on: 14th January 2023

Great

Great and very easy to manage compared to other credit cards Reviewed on: 14th January 2023

I recommend

I have already recommended my family to Zopa and they are no using them. Easy to use app and kept informed by regular updates but not too pushy Reviewed on: 14th January 2023

Simple to use, open usage

Great service and really clear. The separation of balance transfer and spending balance is really useful Reviewed on: 14th January 2023

Professional

They will only lend you what you can afford. And now you can make saving for any budget.This is not a shark company, they are professional. Reviewed on: 14th January 2023

Great card

Brilliant to help you get your credit score back up and running. Reviewed on: 14th January 2023

Amazing

Easy to apply for and got accepted within a few minutes and the card came in a few days. Good credit limit approved. Reviewed on: 14th January 2023

Fantastic Service

One of the best Credit Cards I’ve had. Great customer service. Brilliant app full of every bit of information + tools that you need. Highly recommended plus low interest rates are always a plus ;) Reviewed on: 14th January 2023

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