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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa card

No pressure to use easy repayment via app 5 star service Reviewed on: 14th January 2023

Good

Excellent service , will recommend to friends and family, Reviewed on: 14th January 2023

Very supportive and informative , always send a reminder in time.

I applied for Zopa credit Card last year and they have really helped. I am always reminded of my outstanding bills and when I changed my job and my pay date changed they were supportive. Zopa has been very supportive and I wish they win the award this year. Reviewed on: 14th January 2023

Outstanding

Very happy with levels of service Reviewed on: 14th January 2023

Amazing

I was struggling to find extra money for Christmas. I was amazed how quick and easy it was to register thank you Zoopa Reviewed on: 14th January 2023

Fantastic credit provider for poor credit ratings

Zopa are a fantastic credit provider, I sadly have very poor credit caused by an ex wife. The app is so easy to use, easy to apply for and gives you great help tips on improving your credit Reviewed on: 14th January 2023

Best and most informative business

Very straight forward and you are kept informed every step of the way. No hidden expenses or fees and great service too. Reviewed on: 14th January 2023

Easy as 123

Very easy app to use and great service and response time to rectify any issues Reviewed on: 14th January 2023

Fantastic

Great company. Credit card app is so easy to use. Customer service is always spot on Reviewed on: 14th January 2023

Very Easy and Straightforward

All very easy and straightforward. No issues. Reviewed on: 14th January 2023

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