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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good and very useful to when I am in need

Good and very useful to when I am in need Reviewed on: 15th January 2026

Super easy

Super easy, uncomplicated and straightforward. Reviewed on: 15th January 2026

Great bank easy website site brilliant app very easy...

Great bank easy website site brilliant app very easy to keep up to date with your spending would highly recommend Reviewed on: 15th January 2026

Great rebuilt my credit. Excellent.

Great company. Highly recommend. Reviewed on: 15th January 2026

Just Great

Easy to apply. Great communication. Great app. Reviewed on: 15th January 2026

Great credit company

I’ve had great experience from start, great credit depending on you yourself, can use the card anywhere, excellent communication service Reviewed on: 15th January 2026

Fantastic card to have ,no bother with it ,enjoy usi...

Fantastic card to have ,no bother with it ,enjoy using it xx Reviewed on: 15th January 2026

No issues at all overall great company

No issues at all overall great company Reviewed on: 15th January 2026

Excellent way to build credit control

Excellent way to build credit control Reviewed on: 15th January 2026

Extremely pleased with Zopa, great value and brillia...

Extremely pleased with Zopa, great value and brilliant customer service, would definitely recommend them Reviewed on: 15th January 2026

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