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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good service

Had 3 months interest free balance transfer Reviewed on: 14th January 2023

Easy and great rate

In a time of need zopa is a fantastic choice Reviewed on: 14th January 2023

great card, great APR for bad credit

great card would defo recommend. Reviewed on: 14th January 2023

Good customer service

Help me with everything I needed Reviewed on: 14th January 2023

Zopa credit card review

Fantastic and easy to use and friendly customer service Reviewed on: 14th January 2023

Very helpful

Helping me build my credit score Reviewed on: 14th January 2023

Good card for ppl with poor credit

gave me a chance with poor credit and dont charge fees while abroad is perfect as other cards charge to use your card abroad, only downfall is that iv used the card for my needs and always paid card off in time, but still stuck on original card limit, but I'm hoping this will change in time. other than that small downfall, the card is perfect for my needs Reviewed on: 14th January 2023

Best credit card I ever used

Fast shipping and the app is so easy to use when you can track all your spending and view your statements Reviewed on: 14th January 2023

Great card, easy app, good value

Card has a good appearance, app is easy to navigate, great customer service and good value. The best card I’ve got Reviewed on: 14th January 2023

Fantastic credit card

Zopa has been easy to apply for and very helpful, would definitely recommend zopa to family and friends. Reviewed on: 14th January 2023

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