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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

They have been great

5
They have been great from day one keep you updated with everything Reviewed on: 14th January 2023
Gary Alexander's avatar
Gary Alexander

Excellent

5
Fantastic in credit building and very impressive overall Reviewed on: 14th January 2023
oabiodunakanni@gmail.com's avatar
[email protected]

Easy to manage, at a glance spending, borrowing power and advice. Love it!

5
All the information that I need is there. I can chose a credit cushion so don't need to worry about going over my limit. Advice is being offered regularly on how to improve my borrowing power and other available to me products. Fantastic! Reviewed on: 14th January 2023
Joanna's avatar
Joanna

Great for credit building

5
My credit score has shot up significantly since having this credit card! Reviewed on: 14th January 2023
ash's avatar
ash

Excellent

5
Zopa is an excellent company from where to get a credit card, even though my credit score wasn't the best. It certainly helped me out, and am so pleased with Zopa Reviewed on: 14th January 2023
TonyA's avatar
TonyA

Very good

5
Very good card With very good option Reviewed on: 14th January 2023
Mihai Gheorghina 's avatar
Mihai Gheorghina

Excellent service

4
For circumstances out of my control, I found myself with an extremely poor credit rating. Zopa were the only company who basically gave me the chance to start building my score back up, using the credit card with a low limit and paying off every time I used it for purchases helped me massively. I can’t thank them enough. Reviewed on: 14th January 2023
Dan S's avatar
Dan S

Simple and straightforward

5
The whole experience with Zopa has been slick and simple. Very good app and the added features are a huge bonus. Reviewed on: 14th January 2023
Richard Luke's avatar
Richard Luke

Was easy to apply

4
Easy to apply and very straight forward application Reviewed on: 14th January 2023
beverly moses's avatar
beverly moses

easy to work with and great app

5
The most important thing is that the app works easily as trying to get customer service AT OTHER CREDIT CARD companies always proves a challenge. So ZOOPA great for me. Reviewed on: 14th January 2023
Eddie's avatar
Eddie

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