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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Really easy to sign up :)

5
Great experience and helped build my credit Reviewed on: 14th January 2023

Great app helps build credit

5
Great little app and card helps you build a credit score if you didn’t have one or have a bad one Reviewed on: 14th January 2023

Excellent service

5
Best card ever no interest for first month Reviewed on: 14th January 2023

Happy

5
I don’t have good credit but got a card of theses I’ve kept up with payments and they keep in touch with reviews of your credit Reviewed on: 14th January 2023

Will definitely recommend my friend to zupa

5
I would definitely recommend my Friends to Zupa . They were very nice very and accommodating.to me customer service was great Reviewed on: 14th January 2023

Excellent service

5
A excellent way to improve my credit score. Reviewed on: 14th January 2023

Speed and service

5
Fast payment processing and efficient customer service make this a great credit card provider. The online app is also very good Reviewed on: 14th January 2023

Excellent

5
The best one im so happy with it Reviewed on: 14th January 2023

Easy to use

5
The website & application was so easy to use. Reviewed on: 14th January 2023

Great card

5
Easy to use app and good all round customer service Reviewed on: 14th January 2023

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