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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent Credit Card

I have only had exceptional service Admin staff friendly and helpful. I will definitely recommend the Zopa card to my family and friends and must say I have already recommended the Zopa Zopa cards to some of my family and friends. Reviewed on: 14th January 2023

Excellent credit card with affordable rates

Never had any problems with my Zopa card as the customer service team are bang on Reviewed on: 14th January 2023

Easy, helpful efficient

Easy to apply for, great communication simple to use Reviewed on: 14th January 2023

Absolutely brilliant

Absolutely excellent and payments good Reviewed on: 14th January 2023

Low credit rating

I have a very low credit rating. My Zopa credit card is helping me to get better credit ratings Reviewed on: 14th January 2023

Absolutely fantastic and rewarding

Since I have had my credit card it has given me greater freedom and security..with the added bonus of always paying my bill a credit increase was obtained giving me even more flexibility I also have a loan with zopa so wining the £1000 prize would help pay some of it off Reviewed on: 14th January 2023

Great card great customer service

Very helpful when I used my card and my product didn't arrive they helped me get my money back no fuss and very helpful Reviewed on: 14th January 2023

Great credit card

Easy to use, low interest, easy to pay off Reviewed on: 14th January 2023

Satisfaction

Great service, app is friendly and easy to use. Reviewed on: 14th January 2023

Amazing and Easy to used and safe

Easy to used and safe and great to recommend to my family and friends Reviewed on: 14th January 2023

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