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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

All the services provided are excellent!

All the services provided are excellent! Reviewed on: 15th January 2026

Good start to finish, even when my card got cloned t...

Good start to finish, even when my card got cloned the customer service was great and resolved it asap Reviewed on: 15th January 2026

excellent service frienldy real people

excellent service frienldy real people Reviewed on: 15th January 2026

Fantastic card.

Very easy to set up, transparent company, no hidden fees, excellent to deal with, highly recommend. Reviewed on: 15th January 2026

Zopa really help me manage my money and provided me...

Zopa really help me manage my money and provided me with many options to increase my credit score and build up a financial portfolio. Reviewed on: 15th January 2026

Why I Like Zopa Credit Card

The application process was so easy and once accepted you got got your card in no time. There is also a system where you reserve part of your total credit as a way of Managing your credit.I find this very helpful, Reviewed on: 15th January 2026

Great product and app is easy to use

Great product and app is easy to use Reviewed on: 15th January 2026

Easy and very manageable.

Easy and very manageable. No struggle at all applying for a credit card.All the steps are very easy to follow Reviewed on: 15th January 2026

Great experience excellent performance

Great experience excellent performance Reviewed on: 15th January 2026

Great app very informative and customer service spec...

Great app very informative and customer service spectacular Reviewed on: 15th January 2026

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