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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant provider with affordable repayments

I choose zopa as I have had bad credit and wanted to start building my credit rating back up. Zopa offered me a credit card with a small limit to ensure I was not tempted to fall back into my old ways, it worked! My credit rating is now improving and u have zopa to thank for helping me with that. Hopefully I will soon get the car finance that I am wanting to achieve. Reviewed on: 14th January 2023

Awesome and Quick

I found the decision, sign up to be quick, the card delivery was awesome and the rate is damn good Reviewed on: 14th January 2023

The best

The best from the best in the world Reviewed on: 14th January 2023

Good card

No issues good customer service Reviewed on: 14th January 2023

Good Choice to help you get back on track

My experience with Zopa has been Fantastic. Reviewed on: 14th January 2023

Brilliant

Helped to increase my credit score Reviewed on: 14th January 2023

9

Very good service I like to use zopa credit card Reviewed on: 14th January 2023

My credit card

Zopa are easy to talk to you.The app is just perfect..I haven't had my credit long but so far it is perfect. Reviewed on: 14th January 2023

TOP PROVIDER

Zopa I can always rely on to be cost effective and their customer service is excellent Reviewed on: 14th January 2023

Excellent

Brilliant service great starter to build up your credit score Reviewed on: 14th January 2023

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