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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I've been a customer for years, and the service is e...

I've been a customer for years, and the service is excellent. Reviewed on: 15th January 2026

Well Zopa is a good credit card and staff are excell...

Well Zopa is a good credit card and staff are excellent Reviewed on: 15th January 2026

5 star excellent customer service

5 star excellent customer service Reviewed on: 15th January 2026

Overall very happy with the account

Overall very happy with the account Reviewed on: 15th January 2026

Very good and easy to get answers back friendly service

Very good and easy to get answers back friendly service Reviewed on: 15th January 2026

Professional platform .

Very professional service and very easy to work. Found what I was looking for. Great platform to use.works well. Reviewed on: 15th January 2026

very good customer service sorted fraud problem on a...

very good customer service sorted fraud problem on account straight away no problems Reviewed on: 15th January 2026

I have always had very good experience.

I have always had very good experience. Reviewed on: 15th January 2026

I found my credit card very useful with difficult times

I found my credit card very useful with difficult times Reviewed on: 15th January 2026

Satisfaction review

I`m satisfied with the Zopa services especially when it comes to mutual understanding regarding payment difficulties with their customers. They strive to make their customers feel at home with payment issues. Reviewed on: 15th January 2026

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