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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Awesome

My experience has been very good good customer service and always willing to help Reviewed on: 14th January 2023

Fantastic card

Since having this I've been able to monitor what I spend, the rates are good, I love my zopa... Reviewed on: 14th January 2023

Fantastic provider

Zopa have been the best credit card provider I’ve had! Very reasonable rates and with the easy app keeping track is so easy Reviewed on: 14th January 2023

Very easy to use and interest rate is unbelievably low

All done through an app. Excellent customer service. Great interest rate. Reviewed on: 14th January 2023

Straight forward

Easy to use app, very simple process to get things moving. Reviewed on: 14th January 2023

Easy control

So simple from applying to using Reviewed on: 14th January 2023

User friendly

I find that Zopa has an easy to use app, everything is clear when using it and I would highly recommend them to anyone Reviewed on: 14th January 2023

Excellent credit card

Had no issues with this credit card , would definitely recommend Zopa Reviewed on: 14th January 2023

Fabulous service

Zopa is the best credit card provider I’ve known. It’s quick easy application and easy to use app keeps me in the know to what I’m spending and it even helps my credit rate Reviewed on: 14th January 2023

Supa Zopa

Great having this card and app so you can keep check on what your spending wish credit limit could be raised but I would still recommend Reviewed on: 14th January 2023

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