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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Amazing

5
Would highly recommend this company Reviewed on: 14th January 2023
Stephen Paul Gibbons 's avatar
Stephen Paul Gibbons

A Zopa Card

5
Out of all rhe credit companies I have used Zopa is great easy to use easy to use app. I like payments are added to account immediately. Reviewed on: 14th January 2023
Paul's avatar
Paul

The Best Card for UK..Nr .1 ..100%

5
⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️..The Best nr ..1.. Reviewed on: 14th January 2023
Viorel Baicoianu's avatar
Viorel Baicoianu

Credit card simplicity

5
So easy to apply, always kept up to date including gentle payment reminders Reviewed on: 14th January 2023
Terry brown's avatar
Terry brown

Excellent company

5
Great customer service, excellent card and app Reviewed on: 14th January 2023
lee forrest's avatar
lee forrest

Great credit provide for those with previous credit issues

5
Zopa has been easy to use easy to get credit from and overall a great credit provider .. my credit rating has gone up 125 points since I started using zopa to help raise my credit rating .. thank you zopa! Reviewed on: 14th January 2023
Richard L's avatar
Richard L

Amazing

5
Easy to access, ive had no reason to contact with any issues ,easy transactions, easy repayment methods ,constantly reviewed highly recommended them Reviewed on: 14th January 2023
Deb Louise Cox's avatar
Deb Louise Cox

Best credit card as it so easy to use

5
The friendly customer service and they give you a easy answer Reviewed on: 14th January 2023
chris7287.harris@aol.co.uk's avatar
[email protected]

Me

5
It's the best for everyone They have to look at it Reviewed on: 14th January 2023
Balal Tahir 's avatar
Balal Tahir

Simple

5
So easy to use from the app or card Reviewed on: 14th January 2023
Barry graves's avatar
Barry graves

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