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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent bank

Helped and trusted me to re build my credit. Reviewed on: 14th January 2023

Helpful and fast

Helpful fast and realistic. Update you when bills are due. Reviewed on: 14th January 2023

Best Credit card

Great product, best feature on products, offers and what's available according to status. They do all the work so I don't have to. Reviewed on: 14th January 2023

Great Service

Highly recommend, easy to operate app, and efficient service Reviewed on: 14th January 2023

Zopa card

Very clear app. The best out the card apps I've found .clear pricing and shows well.tge info you need and the tezts really help when you have spend on the card helping stay in control . Reviewed on: 14th January 2023

Fast processing of payments, deposit. I recommend. Well thank you.

Fast processing of payments, deposit. I recommend. Well thank you. Reviewed on: 14th January 2023

Affordable repayments

All my monthly repayments have been affordable. Highly recommended Reviewed on: 14th January 2023

Credit card

Was finding it difficult to get a credit card until I was approved by Zopa, and now i can build my credit score Reviewed on: 14th January 2023

Fantastic

Easy to use no hassle. App has everything you need. Reviewed on: 14th January 2023

Excellent

Very professional company, helpful and courteous staff Reviewed on: 14th January 2023

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