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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good experience .

Very good experience . Value for moneys don’t over extend your credit Reviewed on: 15th January 2026

Best company they helped me where no other company w...

Best company they helped me where no other company would Reviewed on: 15th January 2026

Excellent card service and very competitive.

Excellent card service and very competitive. Reviewed on: 15th January 2026

Excellent APP, fast payments.

Excellent APP, fast payments. Good experience overall Reviewed on: 15th January 2026

All round great service

Ive been with Zopa for a few years now. Have a credit card with them and had a loan previously. Brilliant customer service and the app is really easy to navigate. Never had any issues and have recommended them to friends and family. Reviewed on: 15th January 2026

A very helpful

I have only had to phone customer service once and they were so helpful. It was really good and to hear a voice the other hand made a big change. Reviewed on: 15th January 2026

Very good app and easy to chat with someone if neede...

Very good app and easy to chat with someone if needed they always really helpful and polite, they also offer many extras with th app. Reviewed on: 15th January 2026

Bad credit help

I had bad credit and zopa let me have a card and ive found it very helpful and have been offered an increase limit which I haven't taken on. I think things are working just fine and I dont want to end up out of my depth again. Reviewed on: 15th January 2026

Brilliant service

Easy to use, excellent communication always positive. Reviewed on: 15th January 2026

Great customer service, easy to navigate website and...

Great customer service, easy to navigate website and looks great Reviewed on: 15th January 2026

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