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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Card that makes life easier

great, flexible and easy to use, customer friendly, it is very good to be able to make transactions in all businesses, some credit cards are not preferred by processors, which means finding a new business to use the card or to make the transaction you want. But the Zopa credit card is a card that is accepted by all businesses. In short, the card that makes your life easier Reviewed on: 14th January 2023

Zopa top trumps

Great credit card,easy to apply for. Instant decision. Simple to use and a number of ways to make payment Reviewed on: 14th January 2023

Super service great

First class no hassle service and advise. Excellent quality of knowledge and information. Reviewed on: 14th January 2023

Zooa

With ZOPA I have been able to increase my credit score,and also the quick and easy app makes life a little more simpler. Reviewed on: 14th January 2023

There good in everything

Very good people there didn't charge you any how am always enjoying the services they give me Reviewed on: 14th January 2023

Straight forward credit card

A straight forward credit card , excellent customer service Reviewed on: 14th January 2023

Zopa review

Zopa have been amazing for me. Quick and efficient service and easy, accessible website/app. Reviewed on: 14th January 2023

Quick and easy

Quick customer support fast response and easy to use Reviewed on: 14th January 2023

Zopa credit card

Great credit card provider, happy with the service best card I’ve ever had.. Reviewed on: 14th January 2023

Great

Maneageble credit limit,would recommend it for low credit score people,and a credit builder too Reviewed on: 14th January 2023

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