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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Rainy day

4
Great card helps out when that rainy day arrives and you need those pounds to see you through. Reviewed on: 13th January 2023
Mike 's avatar
Mike

Ease of use

5
So easy from start to finish keep updated on transactions and payments they are great Reviewed on: 13th January 2023
neal edwards's avatar
neal edwards

Credit card

5
Easy to set up and receive my card in days Reviewed on: 13th January 2023
Raymond weir's avatar
Raymond weir

Always a pleasure to talk to advisors

5
Excellent customer service and easy to keep up to date with their easy to follow and clear app Reviewed on: 13th January 2023
Jaki Smith's avatar
Jaki Smith

Excellent

5
Very pleased with service and card Reviewed on: 13th January 2023
darren hussey's avatar
darren hussey

The best

5
This zopa credit card is the best to have it's easy to manage and you get there app to help you control everything. Reviewed on: 13th January 2023
Paul 's avatar
Paul

Zpoa credit card

5
Excellent service to use always helpful tips to stay safe while using card also app is while downloading and using Reviewed on: 13th January 2023
Paul kelly's avatar
Paul kelly

Excellent

5
I have poor credit score, but this card helps put me on the right track to rebuild my rating Reviewed on: 13th January 2023
Gazzasbeer 's avatar
Gazzasbeer

Great for credit rating building

5
Best advice I've had in years,making a huge difference Reviewed on: 13th January 2023
Kathryn Bryce's avatar
Kathryn Bryce

Excellent service

5
Find the app really easy to use. Payments easy to make and the statements straight forward. Reviewed on: 13th January 2023
Chelsea's avatar
Chelsea

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