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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Not bad

5
Honestly - I think there’s a big interest fee for spending, comparing to other credit cards, but overall ok Reviewed on: 13th January 2023
kintija fatejeva's avatar
kintija fatejeva

Best card to have

5
Never had a problem using and notify the expenses straight away Reviewed on: 13th January 2023
Sharafat Qureshi 's avatar
Sharafat Qureshi

Great credit card

5
This card has helped me rebuild my credit score as well as having an excellent app to use makes it a great card and company Reviewed on: 13th January 2023
Derek stewart's avatar
Derek stewart

Credit card

5
Easy to use having the mobile app makes it all very simple to see what you spent how much you and your balance.And you can check in regularly to see when and how much your payment is highly recommend Reviewed on: 13th January 2023
Paul gardner 's avatar
Paul gardner

Great credit card

5
Good card to have for poor credit can't rate them high enough Reviewed on: 13th January 2023
Trish Cox's avatar
Trish Cox

A Must for All

5
Zopa has been such a lovely Credit card ,the ease and speed of customer services is first class Reviewed on: 13th January 2023
Michael Adedapo's avatar
Michael Adedapo

Very good card

5
Very good service and card and very satisfied Reviewed on: 13th January 2023
Wajih Moussa's avatar
Wajih Moussa

The most straight forward easy to use

5
Easily the best most straightforward to use and keep track of spending Reviewed on: 13th January 2023
MS's avatar
MS

Great

5
Everything is good and i recommend Zopa company is great Reviewed on: 13th January 2023
dilshad2022@hotmail.com's avatar
[email protected]

Easy to use for travel

5
I used the credit card for traveling, with no hidden charges, quite pleased with it Reviewed on: 13th January 2023
Marcos's avatar
Marcos

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