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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Friendly, easy to use & transparent providers

I love the visibility I get on my app. It’s so functional that I rarely need to even speak to anyone Reviewed on: 13th January 2023

Amazing company

Great Service and fantastic customer service, great app and easy to deal with. Reviewed on: 13th January 2023

Totally amazing credit company

Really good company really low charges and great customer service I think this is the best credit card company I have ever used Reviewed on: 13th January 2023

Great, easy, reliable, secure and professional

Great experience, great customer support, app is very easy and user friendly Reviewed on: 13th January 2023

Starting amount

I think they give you a good start payment to use Reviewed on: 13th January 2023

Brilliant

Excellent company who cares for they’re customers Reviewed on: 13th January 2023

Great card

Great card to use and access to online services easy to use Reviewed on: 13th January 2023

Effortless

Everything from application through to end use is effortless, quick and simple. Love the budgeting tools they have to help keep you on track making everything more transparent, nothing hidden Reviewed on: 13th January 2023

Top class bank

Ease of use and clear app to understand. Reviewed on: 13th January 2023

Good professional company

Nice App easy to navigate for payments and charges very transparent Reviewed on: 13th January 2023

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