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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

5*

5*5*5*5*5*5*5*5*5*5*5*5*5*5*5*5*5*5*5*5*5* Reviewed on: 13th January 2023

Brilliant communication and customer service

Brilliant communication and customer service Reviewed on: 13th January 2023

Overall good experience

Using Zopa credit card from past 6 months, didn't have much issues till now. Looking forward how it will be Reviewed on: 13th January 2023

Awesome

If you need a credit card these people made it easy from the beginning to the he start.., no strong opinions here.. because your credit rating isn’t as good as it should possibly be…thank you for being a human , and helping out.. to get a better credit score….which we all would like….as we all have different and difficult paths we end up on .. and not by choice…. Reviewed on: 13th January 2023

Great service

Application straight forward credit amount was sensible and manageable, customer service excellent Reviewed on: 13th January 2023

No hassle and interest rates not high

Would recommend Zopa with their rates and how easy their App is Reviewed on: 13th January 2023

Amazing

Very nice service!! I will recommend to my friends and my family!! I really happy for all you support!!! Reviewed on: 13th January 2023

Amazing product

It is an honest product that does not let You down Reviewed on: 13th January 2023

Outstanding

One of the best Crediet company ever had always friendly service and quick service easy to use in app instant money transfers fabulous Reviewed on: 13th January 2023

Great and simple

So easy to apply, app is simple. Love it Reviewed on: 13th January 2023

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