Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I love zopa they are top notch in customer service a...

I love zopa they are top notch in customer service and even charge rates. I will chose them more and more only that they don't offer me higher value card. Reviewed on: 15th January 2026

Great service, clear and transparent with you.

Great service, clear and transparent with you. Reviewed on: 15th January 2026

Statement is always on time when you phone there is...

Statement is always on time when you phone there is someone friendly at the other end Reviewed on: 15th January 2026

Good all round service good customer service and gre...

Good all round service good customer service and great rates Reviewed on: 15th January 2026

i have had this card for over 5 years and my credita...

i have had this card for over 5 years and my creditas gone up Reviewed on: 15th January 2026

A must have card to have in your pocket

Always helpful and easy to see what's happening on your card I find this company very good service excellent customer service and care about there customer Reviewed on: 15th January 2026

Very good customer service

Very good customer service and wick response Reviewed on: 15th January 2026

Good service excelent stress free

Good service Stress free excelent access Reviewed on: 15th January 2026

Very good rate .

Very good rate .reasonable credit limit.good customer service . Reviewed on: 15th January 2026

Zopa Dupa

Great card, good rates if you keep up to date. Very satisfied, thanks Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.72 from 206 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews
Everyday Credit Card
from Santander 4.17 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub