Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing credit card

What can I say amazing card amazing support and great credit limit pay off what you can and they increase your card any issues they are there to help highley recommended Reviewed on: 13th January 2023

Best Credit Card

I have never had any problems with ZOPA. They offer a good card and they will solve your problems for you with a new card should you have any trouble. Reviewed on: 13th January 2023

Excellent

Excellent company and customer service Reviewed on: 13th January 2023

Easy to use credit card

Zopa is a transparent credit card. It is easy to use and has a fantastic app to support it, which makes every clear showing your balance and making payments simple. Reviewed on: 13th January 2023

Great

Have had a smooth experience with Zopa since taking out my credit card Reviewed on: 13th January 2023

Easy and quick!

Zopa is easy, quick and helpfully, you have quick answer and soon you got it you start use too. Reviewed on: 13th January 2023

Good

Nice company . Good and quick service. Friendly app. Reviewed on: 13th January 2023

Great credit card, easy to use and to make payments

Easy to use app to find balance Reviewed on: 13th January 2023

Super Zopa

Easy application. Easy to use App. Just brilliant. Reviewed on: 13th January 2023

Great Support

Quite simply a life line, when others turned me down, Zopa said yes, fantastic Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.10 from 93 reviews
Nectar credit card (discontinued)
from Sainsburys Bank 3.44 from 97 reviews
Nectar Credit Card
from American Express 3.16 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub