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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Perfect, hassle free. Good apr

Easy to apply, quick service & easy to use app Reviewed on: 13th January 2023

Top

Really good credit card so easy to use Reviewed on: 13th January 2023

Amazing company

Great company Great prices App is amazing Offers lots of products and info Reviewed on: 13th January 2023

Dilani23

Best service all time. I'm so happy with zoopa. Reviewed on: 13th January 2023

Good clear understanding of what your getting

Good Reviewed on: 13th January 2023

Great interest rates and customer service

Can't rate zopa enough, easy to apply for & great interest rates that are affordable. Reviewed on: 13th January 2023

Best Credit card ever

I find using the credit card easier and interest rates considerably lower compared to others Reviewed on: 13th January 2023

No problems

Everything about this credit card is easy, easy app to use and notifications of purchases and payments required. Reviewed on: 13th January 2023

Very good service

Cant falt this company, very good . Reviewed on: 13th January 2023

Impressive

This ferm helps when people need it most. Thank you for every little help from zopa. Kind regards. Reviewed on: 13th January 2023

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