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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Able to provide cash for a short term

Able to provide cash for a short term Reviewed on: 15th January 2026

Pain free application process

Such a quick and pain free experience from the application stage to receiving approval. Reviewed on: 15th January 2026

Easy to use app, no issues

Easy to use app, rates are good, help page intuitive Reviewed on: 15th January 2026

Help was quick and informative when required

Help was quick and informative when required Reviewed on: 15th January 2026

Never had to call so compnay must be doing the right...

Never had to call so compnay must be doing the right way. Reviewed on: 15th January 2026

I have had no problems with service and love my...

I have had no problems with service and love my card Reviewed on: 15th January 2026

Service was very good with clear communication

Service was very good with clear communication Reviewed on: 15th January 2026

I’ve been really pleased with my Zopa Credit Card so...

I’ve been really pleased with my Zopa Credit Card so far. The application process was quick and easy, and managing everything through the Zopa app is super straightforward — from viewing transactions to setting up alerts and instant payment notifications. Zopa’s app tools make it easy to stay on top of my spending Reviewed on: 15th January 2026

Very good very nice easy to deal with you and your p...

Very good very nice easy to deal with you and your products Reviewed on: 15th January 2026

Zopa has helped me with my finances fantastic compan...

Zopa has helped me with my finances fantastic company , would highly recommend Reviewed on: 15th January 2026

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