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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Great card with fantastic on line App so you know where you are all the time and easy to use pay on the app Reviewed on: 13th January 2023

Amazing

Zopa has helped me such I highly recommend !! Reviewed on: 13th January 2023

Sums up zopa

Excellent service app easy to use and informative Reviewed on: 13th January 2023

Best card

So easy best card I have when u pay it go's back on in that day well good Reviewed on: 13th January 2023

Very good

I have a good experience using the Zopa! Reviewed on: 13th January 2023

Good service

Very nice and brilliant work & quickly done Reviewed on: 13th January 2023

straightforward no fuss credit card

Zopa Credit Card is no fuss straight forward customer service and the app is so easy to navigate without jumping through pages to see exactly what you want Reviewed on: 13th January 2023

Excellent

Very good company I have amazing customer services Reviewed on: 13th January 2023

So helpfull

Great company look at each individual as a person and not a computor says no attitude Reviewed on: 13th January 2023

Good one

I started using Zopa credit to start building my credit, only drawback for me is card can’t be added to apple wallet Reviewed on: 13th January 2023

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