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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

An easy affordable card

Application was easy, notifications are always to help. A card you can afford Reviewed on: 13th January 2023

Brilliant company

I have nothing but praise for this company from the application form to the customer service is great Reviewed on: 13th January 2023

Really friendly

Nice and simple to apply for. Haven’t had a problem what do ever. Recommend Reviewed on: 13th January 2023

Great communication from a credit card company

Transparent and clear information with payments and app updates management Reviewed on: 13th January 2023

Zopa Review

Excellent customer service and a great product Reviewed on: 13th January 2023

Fantastic

Great customer service Fantastic rates Reviewed on: 13th January 2023

Easy to use, reasonable 're payments

I really like using my Zopa card. The App helps me to keep track of my spending and I love the borrowing power information , it's easy to make payments and manage my account Reviewed on: 13th January 2023

Great service

Always great service,great app. App easy to use and see progress. Reviewed on: 13th January 2023

Very quick and efficient

Very good and happy with product Reviewed on: 13th January 2023

simple n easy

Reviewed on: 13th January 2023

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