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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Good card for low credit score

5
Happy with zopa, easy to apply and do balance transfer for people with low credit rating would definitely recommend! Reviewed on: 13th January 2023
Marie-louise thompson's avatar
Marie-louise thompson

Excellent

5
Upfront and helpful, better than others. Reviewed on: 13th January 2023
Gordon 's avatar
Gordon

Very good

5
Just got my card. Everything running smoothly Reviewed on: 13th January 2023
Andrew Forde's avatar
Andrew Forde

Excellent

5
This company help me a lot in sorting out things financially Reviewed on: 13th January 2023
Emily's avatar
Emily

Very helpful and easy to use

5
Great customer support and very good app Reviewed on: 13th January 2023
Margaret bunce 's avatar
Margaret bunce

Brilliant

5
Brilliant company has helped me build a better credit rating Reviewed on: 13th January 2023
Julie's avatar
Julie

Couldnt ask for better

5
I have experience with a few different credit card providers and none have been as helpful as Zopa! Better rates than most and always on hand if you need help/advice. They’re easy to contact, extremely easy to make payments and they keep you updated with regular statements, emails and offers! Reviewed on: 13th January 2023
Kaylon's avatar
Kaylon

Best Card!

5
Very easy to use credit card so glad I was accepted and I can now start building my credit score, thanks Zopa! Reviewed on: 13th January 2023
Ryan Hall's avatar
Ryan Hall

Great credit card

5
Great rates and very quick and easy Reviewed on: 13th January 2023
Dean lothian's avatar
Dean lothian

Great company

5
Great service no hassle easy to access on your phone Reviewed on: 13th January 2023
Jacqueline Mason 's avatar
Jacqueline Mason

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