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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit card

Support, instruction, loyalty, professional, what more can I say apart from thank you zopa you have helped me change my financial status Reviewed on: 13th January 2023

Minus 5 starts

Three times the support re-ordered my credit card two months passed I still haven't received it Reviewed on: 13th January 2023

100% Credit Enhancer

ZOPA has enables me to gain a decent credit card for my low credit score. The app is excellent and very user friendly. Never a problem whilst been with Zopa and its actualy helped improve my credit score. Reviewed on: 13th January 2023

Ricky

Brilliant company so at ease easy to talk to very helpful Reviewed on: 13th January 2023

Easy use good customer serice

Very informative keep you updated Reviewed on: 13th January 2023

Superb

Always helpful very easy to use the app and secure to use. Great service Reviewed on: 13th January 2023

Great Service!!

Zopa Credit Card is a great service for those who want to manage their spending, get better deals on their credit card, and enjoy a host of other benefits. They have excellent customer service, and their rates are among the lowest in the country. Their app is easy to navigate, so you can use it anywhere you want! Reviewed on: 13th January 2023

Great product great control

Full control over account with being able to pay back instantly with it showing straight away Reviewed on: 13th January 2023

Best credit card

Love this company. Very good credit card. Low fees and good customer service. Reviewed on: 13th January 2023

Excellent

Easy to apply for, very helpful and easy to use app. Reviewed on: 13th January 2023

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