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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Easy to use, hassle free

5
I've been using the credit card for a long time now and I've already had my limit increased twice. Never had any problems. Very good. Reviewed on: 13th January 2023
Gideao Carlos 's avatar
Gideao Carlos

Great great great

5
They helped me build my credit. Amazing card!!! Recommended 100% Reviewed on: 13th January 2023
Pilar's avatar
Pilar

Best credit card

5
Zopa is the best credit card provider in my opinion. Their customer service is outstanding and they are always ready to listen to you and offer help Reviewed on: 13th January 2023
Amos ogieriakhi's avatar
Amos ogieriakhi

Customer friendly.

4
Customer friendly online application and quick card delivery Reviewed on: 13th January 2023
Karin Smith-Harding 's avatar
Karin Smith-Harding

Zopa credit card

5
Excellent card and so easy to apply for. Love the app. Reviewed on: 13th January 2023
David Crawford 's avatar
David Crawford

Amazing credit builder

5
Made an application to Zopa via Clear score abd was accepted straight away! Since using Zopa I've been able to manage my account through the app and my credit score has drastically improved. Reviewed on: 13th January 2023
Stuart Fisher's avatar
Stuart Fisher

Very Straightforward Banking

5
Easy to apply, easy to set up on APP and very easy to follow your transactions and borrowing power. Reviewed on: 13th January 2023
Veronica Gallacher's avatar
Veronica Gallacher

Zopa credit card

5
Amazing for helping build your credit rating back up Reviewed on: 13th January 2023
Garry Miller's avatar
Garry Miller

great company and card to use

5
i have had zero issues with this company or card. they have always been very helpful if i needed any advice or help Reviewed on: 13th January 2023
Seamus Gill's avatar
Seamus Gill

Zopa - True Flexibility

5
My Zopa card alongside the Zopa app gives me the flexibility I need from a credit card. All the information I need is right there in the app at the touch of a button and notifications keep me updated and secure. 100% would recommend. Reviewed on: 13th January 2023
Andy 's avatar
Andy

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