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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great experience

Great card easy to use low interest rate Reviewed on: 11th January 2023

Easy to use and follow instructions

Great company, always telling you up to date information and account info, Friendly and courteous and well run Reviewed on: 11th January 2023

It's going places very good so far

It's good easy efficiency I like so far very good Reviewed on: 11th January 2023

Very good

The Best credit card easy to make i am very happy Reviewed on: 11th January 2023

Great Value

Great to be able to save money in a separate account as well as having the freedom to spread your spending. Reviewed on: 11th January 2023

I would highly recommend Zopa to family and friends. Great customer service and easy to use app

The app allows me to make payments and check my balance. It even gives me an option to save. The app is easy very easy to use Reviewed on: 11th January 2023

Best service

I found that zopa is best company Reviewed on: 11th January 2023

Nice banking service

Good customer service The take calls in minutes Reviewed on: 11th January 2023

Most easiest card I have ever had

The card and app is honestly I would say the best I've ever used. It is so effortless when you want to pay it off each month and the card has a really good look to it. Looks more modern then the standard card look. Reviewed on: 11th January 2023

Excellent

Excellent all round company professional customer service. Reviewed on: 11th January 2023

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