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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

First class

What can I say but spot on first class fantastic Reviewed on: 5th April 2022

Amazing company

Very helpfull and quick sercice. Reviewed on: 4th April 2022

Amazing customer service

Any issues I have had with the card company has been resolved swiftly and correctly Reviewed on: 4th April 2022

ZOPA A*

I can't say anything bad about ZOPA Reviewed on: 4th April 2022

Fast response with transactions in and out

Very fast response keeping your balance information up to date at that second in time. Reviewed on: 4th April 2022

Friendly customer services

Fast and efficient customer services when things go wrong. Reviewed on: 4th April 2022

Good service provided by them

My experience was very good with them Reviewed on: 4th April 2022

Is look like nice and fair

I’m happy to be with Zopa because is look nice and friendly Reviewed on: 4th April 2022

Happy

Very good app and easy to use. Thanks Zopa Reviewed on: 4th April 2022

Great

Great app where I can keep up to date with payments. Good communication from Zopa who inform me when I’m close to limit and when to act. Reviewed on: 4th April 2022

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