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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick , easy to use, responsive and excellent service

Quick , easy to use, responsive and excellent service Reviewed on: 2nd April 2022

Very useful and easy to manage

The card is very useful in all the platforms you can think of and for many purposes. I'm very satisfied! Reviewed on: 2nd April 2022

Powerful

I really surprised when i bought my new car they asked me do you have Zopa? And I realised this card have more power than other credit cards also helps to increase your credit score. Wonderfull Reviewed on: 2nd April 2022

excellent

excellent card to use, even looks cool Reviewed on: 1st April 2022

Very good card

Great customer services, easy to use app would highly recommend Reviewed on: 1st April 2022

They have been helping me out with my credit rating and also been honest with me

I wish they've a branch so I can meet them and deposit money in person like in America Reviewed on: 1st April 2022

Excellent

Really impressed with this bank. Reviewed on: 1st April 2022

Brilliant

Such a great bank and such amazing service Reviewed on: 1st April 2022

Great, easy to use

Easy to use, accesible, low rates Reviewed on: 1st April 2022

service very good

Excellent customer service very helpful Reviewed on: 1st April 2022

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