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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Decent

4
Only just joined but all in all, good experience so far. Decent starting limit and good layout on the app, it's easy to navigate. No complaints so far. Reviewed on: 31st March 2022
Michael 's avatar
Michael

Brilliant

5
I have nothing negative against zopa, easy to use and helpful customer care brilliant Reviewed on: 31st March 2022
Gail Jackson 's avatar
Gail Jackson

Great service

5
Great from start to finish easy app to understand Reviewed on: 31st March 2022
Jo Chipchase's avatar
Jo Chipchase

Very good

5
Easy to us app. Great customer service! 5 Reviewed on: 31st March 2022
Rob Jones's avatar
Rob Jones

Hassle free

5
Quick & easy to use, fully transparent. Reviewed on: 31st March 2022
Nick's avatar
Nick

Easy to use

5
Easy to use and even more easy to set up payments. Can't say more because is all said. Reviewed on: 31st March 2022
Daniel 's avatar
Daniel

Great bank

5
The easiest bank to use that I know. Reviewed on: 31st March 2022
Tim Howell's avatar
Tim Howell

Great card

5
Great service.quality couldn't get a better service from any bank .always knows where we stand and what's going on thanks again. Reviewed on: 31st March 2022
Tony's avatar
Tony

Nice compani

5
Nice company, i used this, and im happy Reviewed on: 31st March 2022
Zenjka Sekret's avatar
Zenjka Sekret

Brilliant

5
I really enjoy gow easy the app us letting you know how your spending is and if there is any changes to your credit.. Reviewed on: 31st March 2022
Kim Rowlett's avatar
Kim Rowlett

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