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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great Card, Great Company

Great credit card, had to contact customer service once, query swiftly resolved. No problems. Reviewed on: 15th January 2026

Excellent service and easy to use application

Excellent service and easy to use application Reviewed on: 15th January 2026

Great card and simple to use.

Great card and simple to use. More information and easy to read and use Reviewed on: 15th January 2026

Very easy to deal with and the app is great for maki...

Very easy to deal with and the app is great for making sure you have control over your finances Reviewed on: 15th January 2026

Great credit product.

Great user interface. Straight forward information to keep on top of your credit and fantastic customer service. Reviewed on: 15th January 2026

Just had a card replacement , very fast and easy to...

Just had a card replacement , very fast and easy to apply from the zopa app. Coerumer service means that is doing a excellent job . Thank you. Reviewed on: 15th January 2026

The Zopa app is straight forward and easy to use.

The Zopa app is straight forward and easy to use. I have never had a problem with Zopa. Reviewed on: 15th January 2026

Simple application easy use app perfect

Simple application easy use app perfect Reviewed on: 15th January 2026

Review on ZOPA credit card

Easy to use and understand the App. Brilliant customer service. Reviewed on: 15th January 2026

Brilliant credit card The App is great

Brilliant credit card The App is great Reviewed on: 15th January 2026

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