Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

Great service with easy to use informative app Reviewed on: 29th March 2022

Arturo1978

Very high recommendation Zopa very helpful building your credit score. Reviewed on: 29th March 2022

Overall Amazing

I really like signing up with Zopa, it was very easy to use and very quick to set up. I have had no issues with using the app and it has a lot of useful tips to use to be smart with money. I would recommend this to anyone I speak to. Reviewed on: 29th March 2022

A Great Review

Thanks to Zopa ,so helpful and very easy and generous alround,thankyou Zopa Reviewed on: 29th March 2022

Handy and easy to use

Was quick to activate and easy to fill app. Reviewed on: 29th March 2022

Works for me

The app is easy not a gimmick application was easy so yeah all good Reviewed on: 29th March 2022

Zopa is Number1

Love zopa had them for a few months now and have never had any issue with them great company Reviewed on: 29th March 2022

Great company

Brilliant service! Any problems there online chat agents are always there to help. And i also like the app it is easy to use and manage payments Reviewed on: 29th March 2022

Good card company

Good card company interest not to high which is good always sends me reminders. I recommend Reviewed on: 29th March 2022

Great card

Great app and card easy to track payments and balances Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.48 from 37 reviews
Credit card
from M&S Bank - Marks and Spencer 3.60 from 209 reviews
Everyday Credit Card
from Santander 3.70 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub