Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

The service was very straight forward and stress free Reviewed on: 29th March 2022

Easy peasy

Easy to use, great app, not Hadd any issues, also offer good rates for saving compared to my bank. Reviewed on: 29th March 2022

Updates

Mostly updated with the pros and downs on the account will be actually helpful for the customers to balance their expenses Reviewed on: 29th March 2022

Fab card

Great card with excellent rates, perfect for rebuilding credit and increasing your credit score 5* Reviewed on: 29th March 2022

Cracking

Great app, great bank to deal with Reviewed on: 29th March 2022

Zopa Cedit Card!!

Zopa is a reliable credit card provider with an amazing and quick app, i never faced an issue with my transactions and always had the support i needed. Cheers! Reviewed on: 29th March 2022

I'm happy with the service

Quick and easy to use good app never had any problems with the app or using the card Reviewed on: 29th March 2022

Easy, fast absolutely brilliant

One of the easiest and simpleist processes I have completed for a credit card. Reviewed on: 29th March 2022

Soo good

They are helpful with problems and they provide a smooth and easy to navigate platform which they operate on. Reviewed on: 29th March 2022

Effortless

Everything is easy and manageable with zopa, no fuss, no hassle Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit card (discontinued)
from Creation 4.00 from 22 reviews
Avios rewards credit card (discontinued)
from Lloyds Bank 4.10 from 60 reviews
Charge Card
from American Express 4.20 from 24 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub