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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa is the ONLY bank

Zopa is the only bank I will ever get credit cards and other services they use. They are really officiant, their customer service is amazing, and the company over all is wonderful. I've not been with them long, about a year now, but it's the best thing I've ever done signing up with them. Reviewed on: 29th March 2022

Helped me out

When I needed some extra money to lend really helped me get into my feet again without having to borrow from anyone and gives a good credit limit so you know you can afford to pay it back Reviewed on: 29th March 2022

Superb

This card is brilliant . No problems with at all . Reviewed on: 29th March 2022

Only the best

Good customer service Brilliant app Well worth having Reviewed on: 29th March 2022

Friendly & Convenient Credit

No fuss application, great app,convenient way to repay Reviewed on: 29th March 2022

Zopa Review

Brilliant company with an easy to use credit card. They are quite flexible with repayments which is nice if you ever have financial difficulty one month. Reviewed on: 29th March 2022

Zopa amazing.

Very easy to use, excellent customer service and would highly recommend to anyone. Thank you zopa Reviewed on: 29th March 2022

Amazing

Outstanding and highly recommended this company to everyone . Reviewed on: 29th March 2022

Easy access

A very good experience and will recommend Reviewed on: 29th March 2022

Excellent service

Easy app , application process is quite easy and user friendly Reviewed on: 29th March 2022

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