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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good service

Once I got the app and worked out how to use it, it work well and I haven't looked back and great service Reviewed on: 29th March 2022

Easy website flexible payment's good company

My experience very convenient shows balance straight away and when you pay off any payments it goes straight on to your balance Reviewed on: 29th March 2022

Excellent service

Excellent service...Great customer care ..never had any issues which they soon resolve in a professional manner Reviewed on: 29th March 2022

Excellent

Excellent customer services and over all really easy to use Reviewed on: 29th March 2022

The bank of the year out of 1 to 10 I give I am easy 10 out of 10

I Ward recommend Zopa bank to Is everyone and Anyone✅✅✅✅✅ Reviewed on: 29th March 2022

Simple and efficient

Everything it’s working and so simple to use… Reviewed on: 29th March 2022

Perfect credit card

The best card to improve your credit rating Reviewed on: 29th March 2022

Easy and stress free

I have found this service helpful and stress free and it was available for me when a lot of other services wasn’t Reviewed on: 29th March 2022

Excellent card

So organized and great credit card, easy approval Reviewed on: 29th March 2022

Giving people a chance

This credit card is very easy to get It’s clear in everything it does Payments are cleared straight away so no reason to fall behind there are also tips on transferring energy companies,internet etc which is great fantastic card Reviewed on: 29th March 2022

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