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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

5 star

I got accepted by Zopa for a credit card and it arrived quickly and the app was very easy to use! 100% recommend Reviewed on: 29th March 2022

5*

I love the App, so easy and straightforward. My Zopa card has been ideal for putting in savings or money to one side for Clothes etc. Excellent to use for online shopping. Reviewed on: 29th March 2022

Good service

I contacted my Zopa and got my questions answered straight away Reviewed on: 29th March 2022

Great service

Not only do they provide a great service the app is well thought out and puts you in complete controll of everything Reviewed on: 29th March 2022

Great!!!!

Can not fault the product, service in anyway Reviewed on: 29th March 2022

Easy to apply and use.

Really easy application process. Easy to use card and manage via the app. Reviewed on: 29th March 2022

Fantastic service

Such a great credit card, helps building up credit rating. App supper easy to use, I would highly recommend to friends and family Reviewed on: 29th March 2022

Kind, efficient and safe

Nothing but positive feedback. They are no unseen chargers or interested just what you agree to. Very pleased with my services thank you Reviewed on: 29th March 2022

Brilliant

Brilliant service and very helpful. Will recommend to my friends Reviewed on: 29th March 2022

Fantastic credit card

With adverse credit history I had been declined credit with other lenders. Zopa application process was straightforward, credit limit was good and online app to manage my account makes it so easy. Would highly recommend Reviewed on: 29th March 2022

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