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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant product - Zopa

Quick and easy to make application, transparent with expectations and really easy nice modern interface for the credit card app Reviewed on: 15th January 2026

Fantastic app & customer service

Love the Zopa app and how fast their customer service is compared to a lot of other companies. Reviewed on: 15th January 2026

Excellent service

Very happy easy to contact, very knowledgeable and would highly recommend Reviewed on: 15th January 2026

Hi my experience zopa is very good service provider

Hi my experience zopa is very good service provider Reviewed on: 15th January 2026

Best Card Best everything

always so helpful understanding very polite wouldn’t want to have another card Reviewed on: 15th January 2026

Good experience, professionalism

Good experience, professionalism Reviewed on: 15th January 2026

Overal very good, very happy customer.

Overal very good, very happy customer. Been with Zopa a few months and had no problems at all thank you for everything Zopa Reviewed on: 15th January 2026

Friendly customer service there when I needed them t...

Friendly customer service there when I needed them thanks . Reviewed on: 15th January 2026

Great understanding people financial problems

Great understanding people financial problems Reviewed on: 15th January 2026

I find them very easy to deal with

I find them very easy to deal with Reviewed on: 15th January 2026

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