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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

Have had no complaints at all with the experience I have had Reviewed on: 29th March 2022

Fantastic

Easy ,straight forward and all with great customer service , they way everything should be . Reviewed on: 29th March 2022

I love it

Excellent services very powerful Reviewed on: 29th March 2022

Ace would recommend

Having a great experience with them Reviewed on: 29th March 2022

Excellent

Excellent great card! Great app and service! Reviewed on: 29th March 2022

Brilliant card

No issues with it at all. Great. Reviewed on: 29th March 2022

Quick easy speak to real people

Helpfull, always a person at the end of the phone. Tells you well inadvane when repayment is due Reviewed on: 29th March 2022

Very helpful card is great

Very good experience no problem with the card I find it great to have will recommend anybody to get the card including family Reviewed on: 29th March 2022

Zopa is the best!

I was very pleased to get a Zopa credit card it has been very useful and helpful to me. The customer service is excellant too. Reviewed on: 29th March 2022

Zopa is Great.

I enjoy Zopa’s App on iOS. Easy to use. Keep it going Zopa. Reviewed on: 29th March 2022

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