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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The application process was straightforward and I wa...

The application process was straightforward and I was approved for a Zopa Credit Card the same day. Since using the Zopa app it is also very easy to navigate so I can easily manage my account day to day. Reviewed on: 15th January 2026

Verry easy and fast to aply for credit card whic was...

Verry easy and fast to aply for credit card whic was delivered fast to me and ready to ise Reviewed on: 15th January 2026

Enjoying my time with zopa have helped me out a lot...

Enjoying my time with zopa have helped me out a lot since I have been with them. Reviewed on: 15th January 2026

Excellent customer service.

Excellent customer service. Easy to use app Reviewed on: 15th January 2026

Easy to use app great customer service simple applic...

Easy to use app great customer service simple application process Reviewed on: 15th January 2026

Brilliant company helped me out tremendously amazin...

Brilliant company helped me out tremendously amazing service can’t go wrong Reviewed on: 15th January 2026

Amazing thank you

Customer service is excellent with an easy to use app and unbeatable rates Reviewed on: 15th January 2026

Easy to understand your account and Easy to use

Easy to understand your account and Easy to use Reviewed on: 15th January 2026

Great rates, easy to use.

Great rates, easy to use. Good customer service. Reviewed on: 15th January 2026

zopa is quick and friendly ...

Accepted without any queries and card came through very quickly.Very simple app to keep in touch. Reviewed on: 15th January 2026

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