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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy application process.

Easy application process. Really helpful staff Reviewed on: 15th January 2026

Great card

Applying was easy. It’s helped me out so much using this card. Monthly payments are easy to pay on the app. Definitely recommended Reviewed on: 15th January 2026

Easy process, good value for money

Easy process, good value for money Reviewed on: 15th January 2026

Great customer service and a very clear and easy to...

Great customer service and a very clear and easy to use app Reviewed on: 15th January 2026

Best credit card company

I got excepted and cant fult the service Reviewed on: 15th January 2026

I have had no problem with my card.

I have had no problem with my card. As long as I make my payment every month we are all happy Reviewed on: 15th January 2026

Zoos card is very good and helpful

Zoos card is very good and helpful Reviewed on: 15th January 2026

Zopa keeps me informed and in control

I have found that Zopa keeps me informed and in control of my spending making it easy for me to stay on track. Reviewed on: 15th January 2026

Good credit card

Zopa has been a good credit card to use Reviewed on: 15th January 2026

Easiest app to use in my opinion.

Easiest app to use in my opinion. Service and communication is excellent. Reviewed on: 15th January 2026

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