Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant service and card

Very good and easy to use app good Apr rate overall very good. Reviewed on: 29th March 2022

Great service

Simple and easy to navigate on app Reviewed on: 29th March 2022

Overall happy

The app is easy to use and easy to navigate. It also keeps you updated when you use the card so you know how much you’ve spent. Reviewed on: 29th March 2022

Excellent service

Zopa is an excellent and professional credit card company and I’m so glad to be their customer Reviewed on: 29th March 2022

Excellent app and customer service

An excellent customer experience. Great app and customer service. Reviewed on: 29th March 2022

Zoopa

Good card iti the best card in uk Reviewed on: 29th March 2022

Great credit card company to be with.

Friendly staff to talk to, great app and easy to manage your money. Reviewed on: 29th March 2022

Mr f gomez

All good very helpful very genuine Reviewed on: 29th March 2022

Responsible Lender

Very responsible lender and very good customer service Reviewed on: 29th March 2022

Awesome card, easy to use

Having everything on an app that is simple and easy to use is very convenient and makes life some much easier. Also, being able to access and see how much I’m spending is really helpful for budgeting. It is also very simple to make payments and keep on top of things helping me to improve my credit rating! Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.52 from 820 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews
Credit card
from HSBC 3.45 from 129 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69088 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub