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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Royal flush of cards.

Excellent provider. Informative and excellent rates. Excellent app, easy to navigate and access your online card details. Reviewed on: 29th March 2022

Excellent co

A great credit card, everything is easy from application to managing my account, payments are cleared on my account straight away so I know where I am with my money Reviewed on: 29th March 2022

Recommend

I would definitely recommend zopa credit card, it has helped me rebuild my credit score with a manageable limit, it keeps me up to date with how much I'm spending and how much I owe. The app is easy to navigate Reviewed on: 29th March 2022

I like zopa because its really easy to set up and the app is easy enough

Zopa is easy to use, it took less than 5 minutes to set the app up. I have never had a problem with zopa. Id definitely recommend them to anyone, as long as there financial state is good because noone wants to get into debt, i got my decision within minuites. It was a speedy process from the very start x Reviewed on: 29th March 2022

Great service and mobile app

Nothing but good things to say, great mobile app, easy to use, so much at the touch of a button! Great service and really enjoying my new credit card Reviewed on: 29th March 2022

Great Customer Service

When i managed to block my card through forgetting my own pin, the customer support were very helpful and fast at getting my card secured and activated again. Reviewed on: 29th March 2022

Top marks in my experience

No hassle and easy to understand the app quick easy payment system which is instant unlike others which you have to wait sometimes up to 5 days. Reviewed on: 29th March 2022

Easy to use

So easy to use and really user friendly! App is great and can easily see my eligibility for products Reviewed on: 29th March 2022

amazing bank

They took a chance on me, and I won't let them regret it. Theyve been amazing. Reviewed on: 29th March 2022

Easy zopa

Quick and easily set up good customer relations recommend anytime Reviewed on: 29th March 2022

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