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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent credit service

Very easy to use and handle I would recommend zopa Reviewed on: 29th March 2022

Easy and great

Great company, got accepted fast and process was so simple. Recommend to a lot of my friends. Reviewed on: 29th March 2022

Easy Credit Card to use

The app on you phone is so useful and easy to use to keep a track of your spending Reviewed on: 29th March 2022

Simple and easy

From start to finish my experience with zopa was so easy and simple. The app is great telling me when I've used my card, how much it was, where it was and my balance left. Reviewed on: 29th March 2022

Top bank

These guys have been a pleasure to deal with process is made simple and quick , highly recommended . Reviewed on: 29th March 2022

First Credit Card!

Great credit card! This was my first ever card and they gave me the chance to grow my credit score, which I really appreciated. They have a user friendly banking app; it keeps you updated on when a payment is taken off your card and the remaining balance you have. Also, the app allows you set a safety cushion, to prevent you from running out of credit. Highly recommend! Reviewed on: 29th March 2022

Great service. Would recommend getting this card so easy to use and rates are great

I have had card six months and i find it a great assett Reviewed on: 29th March 2022

Nice and simple

Customer service is brilliant. Everything just seems to work and it’s brilliantly straight forward Reviewed on: 29th March 2022

Card with no halses

Dedicated customer care. The service is superb!! Reviewed on: 29th March 2022

Best banking service.

It was fast service and security is still high. Reviewed on: 29th March 2022

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