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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Faultless

Can't recomend zopa enough. Faultless. Reviewed on: 29th March 2022

Helpful staff

Good company to be with fair payment time Reviewed on: 29th March 2022

Help when needed

My credit wasnt good & l have been trying to sort things out & Zopa gave me the card l needed just at the right time. Thank you Zopa Reviewed on: 29th March 2022

Excellent Service

A very easy credit card, communication is excellent and app makes seeing your transactions really handy. Reviewed on: 29th March 2022

One of - if not the best new card provider.

Good interest rate, and excellent customer service. Reviewed on: 29th March 2022

Give it a try

If you are in a difficult position with your credit scores, then this card can help you build it up. Reviewed on: 29th March 2022

Excellent

Great customer experience, I’m a very happy customer and will recommend to all my friends and family Reviewed on: 29th March 2022

Easy to manage

Very easy to manage..you download the app..set up your direct debit payments and all done. Can't fault it. Reviewed on: 29th March 2022

Great service

Have always been fast and efficient Reviewed on: 29th March 2022

My credit card

Zopa was quick and efficient and charge a decent price to pay back overall a brilliant company would highly recommend them Reviewed on: 29th March 2022

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