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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy application!

Easy application and great customer service! Super handy app and I love the buffer option! Reviewed on: 29th March 2022

Great

It’s great I got money and it’s easy to use Reviewed on: 29th March 2022

impressed

Great service, easy and simple to use can make payments anytime Reviewed on: 29th March 2022

Best credit card provide

Very smooth application and seamless card. I highly recommend Reviewed on: 29th March 2022

Amazing Customer Service

Amazing Customer Services and products Reviewed on: 29th March 2022

Easy, hassle free and friendly!

Love my Zopa card! Great app, quick and easy service and always friendly when I need help! Thanks Zopa! Reviewed on: 29th March 2022

Recommended to a friend

Really easy to use, easy to pay back via the automated payment system and good app. Reviewed on: 29th March 2022

This is very good card

I like to use this card, because is to easy to with it Reviewed on: 29th March 2022

Perfect

The app is so easy to use . The card came in no time . Highly recommended Reviewed on: 29th March 2022

Great credit card

I had a poor credit rating and applied to Zopa and was accepted, easy app to navigate and they tell you what you have spent and what you have left on your card ,thank you Zopa for getting my credit score back on track . Reviewed on: 29th March 2022

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