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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card provider

They have Been excellent no problems Reviewed on: 29th March 2022

I'm very happy costumer

A good value for money. Friendly and trustworthy. Reviewed on: 29th March 2022

Excellent service and care

Zopa have given me excellent service and care during my time with my credit card Reviewed on: 29th March 2022

Quality customer service

After being accepted for a zopa credit card I decided to ise the car finance facility. All the way through the process the customer adviser were helpful and great throughout. I'd happily recommend zopa to friends and family. Reviewed on: 29th March 2022

Great to deal with

It's easy to deal with and very fair great card to have Reviewed on: 29th March 2022

Best card

Zoppa have been had and shoulders about the other credit cards Reviewed on: 29th March 2022

Best credit card I have had

Great company. Easy to use with the app. Great reminders for payments. Highly recommend Reviewed on: 29th March 2022

Very useful

Very good service on the phone and easy steps to follow in any problem Reviewed on: 29th March 2022

Excellent

Does exactly as said , very helpful & clearly setup app Reviewed on: 29th March 2022

Superb service never lets you borrow more than you can afford

Great service I hope one day to get more than a 200 quid limit Reviewed on: 29th March 2022

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