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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent card andcservice

Never had any problems always there to help Reviewed on: 29th March 2022

Very good service

Best phone app working fast and easy. Reviewed on: 29th March 2022

Excellent service

Excellent service helpful and friendly. Never had a bd experience with zopa Reviewed on: 29th March 2022

Easy to apply and has no probs by far.

Easy to apply, cards can be used in any retails and shops and their mobile apps makes life much easier. Reviewed on: 29th March 2022

AAAAAAAAA

Best card out there, I have never had a problem paying or spending the app is simple enough for everyone to use. I have recommended over 10 family and friends now which they are all great full as they have had bad experience with other credit cards but not with Zopa Reviewed on: 29th March 2022

Zopa is Supa

Ever since I joined Zopa I feel like Supa man. Reviewed on: 29th March 2022

Very simple

It helps you manage your money aswell as building your credit score, the charges aren't harsh like other other services I've only been charged if I have spent alot in one go. I'm glad I got a zopa credit card Reviewed on: 29th March 2022

Fantastic credit card company

Never had a problem. Easy to use the app. Really satisfying results. Many thanks Reviewed on: 29th March 2022

Fast and efficient credit facilities with no hassle

Overall, very positive with fast access to the facilities you need with clear eligibility and usage Reviewed on: 29th March 2022

Brilliant

Never has it been easy to use zopa would definitely recommend to anyone Reviewed on: 29th March 2022

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